Services Mentoring, market research, specification and product development, architecture design, and recommendations for product, vision and strategic planning, project management and software development, database design and development in addition to subject matter expertise. Collaborate with customers and vendors to maintain relationships, understand and manage expectations in a challenging cross-organizational environment. Managed and architected a Java Card based electronic purse that leverages existing hardware/software investments and current best practices and mitigates risks of electronic funds in hostile environments. Represented client and product through the Federal Information Processing Standard 140-2 certification process. Knowledge of industry standards: ISO 7816, EMV, CEPS, PC/SC, OCF, Global Platform, Java Card, NIST 6887, FIPS 140-2, PKCS-11, ACH Payments, CAC, FIPS 201/PIV.